SOCSO Malaysia 2026 Update: Not Just Workplace Injury Coverage Anymore?

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🚨 SOCSO Malaysia 2026 Update: Not Just Workplace Injury Coverage Anymore?

Many employees and employers have always assumed that:

👉 SOCSO / PERKESO only covers workplace injuries
👉 Or accidents that happen while commuting to work

However, starting from June 2026, Malaysia is expected to introduce a new protection scheme known as:

🛡️ Skim LINDUNG 24 Jam (24-Hour Protection Scheme)

Under this updated initiative, SOCSO protection may be expanded beyond traditional employment-related injuries to include certain non-work-related accidents.


📌 What Does This Mean?

【Previously】

SOCSO mainly covered:

✔ Injuries during working hours
✔ Accidents while travelling to and from work


【Now】

Under the proposed new scheme, situations such as the following may also be covered:

✔ Slipping and falling at home
✔ Weekend accidents
✔ Injuries while grocery shopping
✔ Sports or exercise-related accidents
✔ Other non-work-related accidental injuries

In simple terms:

👉 SOCSO is no longer limited to “workplace injury protection”
👉 It may evolve into a broader 24-hour social protection scheme


💰 Who Pays for It?

Based on currently released information:

📌 The contribution is expected to be mandatory
📌 The additional contribution will be borne by employees

Proposed phased contribution increases:

  • 2026–2027: +0.75%

  • 2028–2030: +1.00%

  • From 2031 onwards: +1.25%

⚠️ Actual contribution calculations may still depend on PERKESO’s final official guidelines and salary schedules.


👨‍💼 Important Things Employers & HR Should Take Note Of

This update is not only important for employees — employers must also prepare operationally and from a compliance perspective.

📌 Payroll System Updates

Payroll systems may need to be updated to avoid incorrect deductions or missed contributions.

📌 Employee Communication

HR and employers should be prepared to explain the new SOCSO coverage mechanism to employees.

📌 Claim Assistance

In the event of accidents, employers may still need to assist employees with claim documentation and procedures.

📌 Compliance Responsibilities

Incorrect deductions or non-compliance may expose companies to penalties or compliance risks.


💡 Why Is This Being Introduced?

The purpose of the proposed LINDUNG 24 Jam scheme is to provide broader social protection coverage and reduce the financial burden on employees and families when accidents happen outside working hours.

The initiative also reflects Malaysia’s effort to strengthen its overall social security system.


⚠️ Important Reminder

Some implementation details — including final contribution structures and operational guidelines — may still change depending on future PERKESO announcements. Employers are encouraged to stay updated with official releases and prepare early for payroll and HR adjustments.


📌 Final Thoughts

Starting from 2026, SOCSO may no longer be limited to workplace injury protection only.

For employees, this could mean broader 24-hour protection coverage.
For employers, it also means additional payroll adjustments and compliance responsibilities.

Need assistance with payroll processing, SOCSO compliance, HR matters, or payroll system updates? Contact HBA Global for professional support and guidance.

马来西亚首购族必看:买房也能扣税

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🏠 马来西亚首购族必看:买房也能扣税?

买人生第一间房子,对很多人来说都是一个重要里程碑。
但其实很多马来西亚首购族并不知道,原来 房屋贷款利息(Housing Loan Interest)是有机会申请个人所得税减免的!

更重要的是,这项减免并不是只能申请一次,而是符合条件者可连续申请 3 个评税年(YA),帮助减轻购房后的财务负担。


✅ 谁符合资格?

如果你符合以下条件,就需要特别留意:

  • 这是你的 第一间住宅

  • 买卖合约(SPA)是在 2025年1月1日至2027年12月31日 期间签署

  • 房产并不是用于赚取收入,例如出租或 Airbnb


💰 可以扣多少税?

可申请的减免金额,将根据房屋价格而定:

🏠 房价低于 RM500,000

✔ 每年最高可扣税 RM7,000

🏠 房价 RM500,000 – RM750,000

✔ 每年最高可扣税 RM5,000

📌 符合条件者可连续申请 3 年


⚠️ 很多人误会的地方

关于这项税务减免,很多人会有以下误解:

❌ 买房贷款全部都可以扣税
✔ 实际上只能扣除 房屋贷款利息(Housing Loan Interest) 部分

❌ 只要买房的人都能申请
✔ 必须是 首购族(First-Time Homebuyer) 才符合资格


📂 还有这些事项要注意

联名购买房屋

  • 若是联名购屋,可根据各自持有比例申请减免。

夫妻合并报税(Joint Assessment)

  • 在某些情况下,贷款支付可能会被视为由其中一方承担。

记得保存相关文件

为了方便 LHDN 查核,建议妥善保留以下资料:

✔ 买卖合约(SPA)
✔ 银行月结单(Bank Statement)
✔ 房贷利息记录(Loan Interest Statement)


💡 总结

买房除了是人生规划的一部分,也可能带来不错的税务减免机会。只要了解相关条件,并准备好完整文件,就能更有效地享有政府提供的税务优惠。

如果你想了解更多关于马来西亚个人报税、税务减免或财务规划,欢迎联系 HBA Global,我们将为你提供专业协助与建议。

First-Time Homebuyers Can Save Tax

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🏠 First-Time Homebuyers in Malaysia: Do You Know Buying a House Help You Save Tax?

Buying your first home is an exciting milestone, but many first-time homebuyers in Malaysia may not realize that housing loan interest can potentially qualify for tax relief.

The good news? This is not a one-time benefit: eligible taxpayers may enjoy this relief for up to 3 consecutive years, helping reduce overall tax burden while owning a home.

✅ Who Is Eligible?

You may qualify if the following conditions apply:

  • This is your first residential property

  • The Sale & Purchase Agreement (SPA) is signed between 1 January 2025 – 31 December 2027

  • The property is not used for income-generating purposes, such as rental or Airbnb activities


💰 How Much Tax Relief Can You Claim?

The claim amount depends on your property purchase price:

🏠 Property below RM500,000
✔ Up to RM7,000 per year

🏠 Property between RM500,000 – RM750,000
✔ Up to RM5,000 per year

📌 Relief is claimable for 3 consecutive years (subject to eligibility requirements).


⚠️ Common Misunderstandings About This Tax Relief

Many people assume the following, but here are the actual rules:

You can claim your full housing loan amount
✔ Only the Housing Loan Interest portion is claimable

Anyone who buys a house can claim
✔ This relief is only applicable to first-time homebuyers


📂 Important Things to Take Note

Before submitting your tax claim, ensure you understand these situations:

Joint Purchase

  • If the property is purchased jointly, the tax relief can generally be claimed based on each owner's entitlement proportion.

Joint Assessment (Married Couples)

  • For joint tax assessment, the payment may be treated as being made by one spouse.

Keep Your Supporting Documents
Remember to keep these records for verification purposes:

✔ SPA (Sale & Purchase Agreement)
✔ Bank Statements
✔ Housing Loan Interest records


💡 Final Thoughts

Buying your first home is not only a major life achievement, it may also provide valuable tax savings opportunities. Understanding the eligibility requirements and keeping proper documentation can help you maximize the available relief and avoid missing out on potential savings.

Need help with personal tax planning or understanding available tax reliefs in Malaysia? Contact HBA Global for professional guidance and support.

International Women’s Day 2026

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🌸✨ International Women’s Day 2026 ✨🌸

Celebrating Strength, Grace & Contributions at HBA

On 8th March 2026, HBA proudly celebrated International Women’s Day, a special occasion dedicated to recognizing the strength, dedication, and contributions of the amazing women in our team. 💐

The day was filled with appreciation and smiles as we took a moment to acknowledge the important roles our female team members play — not only in driving the company forward, but also in creating a supportive, positive, and inspiring workplace.

As a small token of appreciation, we shared thoughtful gifts and created a space for connection, laughter, and celebration. It was a simple yet meaningful way to express gratitude for their hard work and commitment.

At HBA, we believe in empowering women, supporting growth, and fostering an inclusive environment where everyone has the opportunity to thrive.

Today, we celebrate the women who inspire, lead, and make a difference every day 🌸✨


#HBAActivities #InternationalWomensDay #WomensDay2026 #Empowerment #HBACulture #TeamAppreciation

Chinese New Year Celebration 2026

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🧧✨ Chinese New Year Celebration 2026 ✨🧧

Welcoming Prosperity, Joy & Togetherness at HBA

On 16th February 2026, the HBA team came together to celebrate Chinese New Year in a lively and festive atmosphere filled with joy, laughter, and good fortune. 🐉🎊

Dressed in vibrant red and festive attire, team members gathered to take part in a series of fun and exciting “Prosperity Games”, bringing energy and smiles to everyone involved. The games not only added to the festive spirit but also strengthened teamwork and created many memorable moments.

One of the highlights of the celebration was receiving angpao (红包) from our boss 🧧 — a meaningful tradition symbolizing blessings, appreciation, and good luck for the year ahead.

The celebration was a wonderful reminder of the importance of culture, unity, and togetherness in our workplace. At HBA, we believe in celebrating meaningful occasions and creating moments that bring our team closer.

Here’s to a prosperous year ahead filled with success, happiness, and continued growth together 🧧✨


#HBAActivities #ChineseNewYear #CNY2026 #TeamCelebration #HBACulture #Prosperity #WorkHardPlayHard

HBA Global Annual Dinner 2025

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✨ HBA Global Annual Dinner 2025 ✨

A Night to Celebrate Our Journey Together

On 7th February 2026, the HBA team gathered for a memorable evening to celebrate the achievements, milestones, and growth of 2025.

The Annual Dinner was more than just a celebration — it was a reflection of the journey we’ve gone through together. Every challenge overcome, every contribution made, and every step forward was made possible by the people behind HBA.

The night was filled with laughter, appreciation, and meaningful moments that reminded us of the strong bond we share as a team. From heartfelt conversations to joyful celebrations, it was truly a night to remember.

At HBA, we believe that our greatest strength lies in our people. Because without the people, there is no HBA.

We are deeply grateful for the teamwork, dedication, and memories we’ve created together. As we look ahead, we carry forward the same spirit — to grow stronger, aim higher, and achieve even more together.

Here’s to what we’ve built, and to what’s ahead 🥂✨


#HBAAnnualDinner #TeamCelebration #HBACulture #WorkHardPlayHard #Gratitude #Teamwork

Water Park Day 2026 at Bertam

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💦 Water Park Day 2026 at Bertam

Splashing Into Fun & Team Spirit

In 2026, the HBA team took a well-deserved break from the daily hustle and headed to Bertam Souk & Water Park, Penang for an exciting Water Park Day filled with laughter, energy, and unforgettable moments. ☀️🌊

From thrilling slides to relaxing pools, everyone embraced the day with full enthusiasm. Whether it was racing down water rides, enjoying group activities, or simply soaking in the sunshine, the atmosphere was filled with joy and positive vibes.

More than just a day of fun, it was a chance for the team to unwind, recharge, and strengthen connections beyond the workplace. Moments like these reflect our “Work Hard, Play Hard” culture — where we celebrate both effort and togetherness.

At HBA, we believe that strong teams are built not only through collaboration at work, but also through shared experiences like these.

Here’s to more laughter, stronger bonds, and many more adventures together 💙✨


#HBAActivities #WaterParkDay #TeamBonding #WorkHardPlayHard #HBACulture #PenangEvents

CSR Activity 2026

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CSR Activity 2026

Giving Back at Shine Home Association, Bukit Mertajam

In 2026, the HBA team carried out a meaningful Corporate Social Responsibility (CSR) activity at Shine Home Association, Bukit Mertajam, Penang (深爱残障儿童福利中心).

This visit was a heartfelt opportunity for our team to give back to the community and spend time with the children, bringing along essential supplies and small contributions to support their daily needs.

Beyond the donations, what truly mattered were the moments shared — the smiles, interactions, and simple conversations that created a warm and uplifting atmosphere for everyone involved. It was a humbling reminder of the importance of compassion, empathy, and community support.

At HBA, we believe that success is not only measured by business growth, but also by the positive impact we create in society. Activities like this reflect our commitment to giving back and making a difference, no matter how small.

We are grateful for the opportunity to contribute and look forward to continuing our efforts in supporting the community 💛


#HBACSR #GiveBack #CommunityCare #HBACulture #CorporateSocialResponsibility #PenangCSR

Christmas Celebration 2025

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🍜🎄✨ Christmas Celebration 2025 ✨🎄

Spreading Joy, Laughter & Festive Cheer at HBA

The festive spirit was in full swing as the HBA team came together for a joyful Christmas Celebration filled with laughter, surprises, and great company. 🎁😄

The highlight of the day was our much-anticipated Gift Exchange session, where beautifully wrapped presents were shared among team members, creating moments of excitement and appreciation.

Adding to the fun, we also had an engaging Christmas Quiz, bringing out everyone’s competitive side while keeping the energy lively and entertaining. To top it off, special awards were given for the Best Gifts, making the celebration even more memorable and rewarding.

More than just activities, it was the shared laughter, positive vibes, and togetherness that truly made the celebration special. Moments like these remind us of the importance of connection and the joy of celebrating as one team.

At HBA, we believe in creating meaningful experiences and building strong bonds beyond the workplace.

Let’s continue to celebrate, connect, and create more beautiful memories together 🎅❤️✨


#HBAActivities #ChristmasCelebration #TeamBonding #FestiveSpirit #WorkHardPlayHard #HBACulture

November 2025 Food Hunting Adventure

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 November 2025 Food Hunting Adventure

Exploring Flavours & Culture Together

In November 2025, the HBA team went on a delightful Food Hunting adventure, exploring some of Penang’s best local spots while enjoying quality time together outside the office.

Our day started bright and early 🌅 with a hearty breakfast at Tasty Toastys (Perak Road) — a local favourite known for its comforting morning bites that perfectly kicked off our day.

After breakfast, the team explored the vibrant streets of George Town, taking part in a Heritage Walk & Street Art Exploration around Armenian Street and nearby areas. From iconic murals to hidden alleys, it was a great way to appreciate Penang’s rich culture and history.

Of course, no food adventure is complete without desserts 🍰! We made a sweet stop at Bulu Bulu Cafe, where everyone enjoyed delicious treats and a relaxing break to recharge. Also, there is a lots of furry cats!

The day continued with a satisfying lunch at Nasi Kandar Deen Maju, one of Penang’s must-try spots, famous for its rich flavours and variety of dishes — a perfect way to end our food trail on a high note.

This activity wasn’t just about food — it was about connection, laughter, and appreciating the little moments together. It reminded us that sometimes the best team bonding happens in the simplest ways: exploring, tasting, and enjoying the journey side by side.

At HBA, we believe in creating meaningful experiences beyond work — because strong teams are built not just in the office, but through shared memories like these.

Here’s to more food, more fun, and more moments together 🍽️✨


#HBAActivities #FoodHunting #TeamBonding #PenangFood #WorkHardPlayHard #HBACulture