Starting on May 11, The Employees Provident Fund (EPF) will provide members under the age of 55 to open EPF Account 3, the Flexible Account (Akaun Fleksibel)
员工公积金局（EPF）即将在5月11日为55岁以下会员开设第3户口，即 Akaun Fleksibel
1. Funds in Account 3 are available for withdrawal at any time (minimum of RM50)
第3户口内的钱可以随时提款（最低RM50起）
2. Between May 11, 2024, and August 31, 2024, EPF members will have a one-time option to transfer a portion of their savings from Account 2 to Account 3
会员将有一次机会，即5月11日开始至8月31日，将第2户口缴款转移到第3户口及第1户口
3. Starting from May 11, funds deposited into the EPF will be allocated as follows: 75% into Account 1, 15% into Account 2, and 10% into Account 3
5月11日后存入KWSP的钱将会以 75:15:10 汇入第1户口:第2户口:第3户口
4. If the deposit in Account 2 exceeds RM3,000, you have the opportunity to transfer 1/6 of the deposit to Account 1, transfer 1/3 of the deposit to Account 3, and keep 1/2 of the deposit in Account 2
如果您的第2户口存款超过RM3,000，您将有机会将存款的1/6转移到账户一，将1/3转移到第3户口，而剩余的1/2将保留在第2户口
5. If Account 2 is less than RM3,000, then only RM1,000 deposits can be transferred to Account 3, and the remaining deposit is in Account 2
如果第2户口存款低于RM3,000，您只能转出1千存款到第3户口，剩余的存款将保留在第2户口
6. If Account 2 is less than 1,000, then you can transfer the full amount to Account 3.
如果第2户口存款低于RM1,000，您可以全部转移到第3户口
7. You can submit opt-in applications through the KWSP i-Akaun application or the Self-Service Terminals available at any EPF branches nationwide.
会员们可以透过 KWSP i-Akaun 线上申请 或 到任何一家 KWSP 柜台进行申请。
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